What is the 2026 FHA loan limit in Akron?

$541,287 for a one-unit home in Summit County, the national FHA floor.

Is there down payment assistance in Akron?

Yes. Akron Dreams offers up to $7,500 to first-time buyers in the city, and OHFA's statewide programs give 3% to 3.5% of the price.

Is Nick Grisanti licensed to lend in Akron?

Yes. Nick is licensed as a Mortgage Loan Originator in Ohio (OH #MLO-OH.2719729), and loans are originated through C2 Financial Corporation, NMLS #135622.

Summit County · Ohio

Mortgages in Akron.

Nick Grisanti

Mortgage Loan Originator · NMLS #2719729FL #LO138662 · OH #MLO-OH.2719729 · TN #2719729 · TX SML licensedC2 Financial Corporation · NMLS #135622

Purchase, refinance and rental property loans in Akron and Summit County, from 100+ wholesale lenders through C2 Financial Corporation.

$541,2872026 FHA limit, Summit County
100+Wholesale lenders

Step 1 of 4

What can we help you with?

A few details

Credit score, roughly

When are you hoping to close?

Main income type

First home you've bought?

Monthly debt payments (car, student, cards)

Served in the military? (optional)

How will it be rented?

How do you know the rent?

Expected gross rent per month

Prepayment penalty you could accept

How would you document income?

Renovation budget

Value after renovation (estimate)

Plan when it's done

The lot

Lot value (estimate)

Construction budget

Plans and permits

Who is building it?

When it's finished, you'll

Buying in your name or an LLC?

Projects in the last 3 years

Include taxes and insurance in the monthly payment?

Loan amount, if you know it

2026

Akron by the numbers

Akron's prices sit well below the national FHA floor, and a new city program launched in 2026 adds down payment help for first-time buyers.

FHA · 1 unit · Summit County $541,287 The national floor, which covers most purchase prices here.

Conforming · 1 unit $832,750 Loans above this are jumbo loans.

City income tax 2.5% Akron's municipal income tax rate. Lenders count it in take-home pay.

Conveyance fee $4 Per $1,000 of the sale price in Summit County, including the state's $1. Usually paid by the seller.

Check your county's FHA limit with HUD's lookup. Two- to four-unit properties have higher limits. Nick confirms the current figures for your county before every rate lock.

Local rules and costs

What buyers in Akron should know

First-time buyers Akron Dreams: up to $7,500 Launched in August 2026, Akron Dreams offers up to $7,500 to first-time buyers in the city, through East Akron Neighborhood Development Corp. Akron Dreams → Rentals Landlord issues on the November ballot Akron voters decide two tenant-landlord measures on November 3, 2026, covering application fees, deposits and criminal-record screening. Check the results before you buy a rental. Ballot coverage → Rentals Register rentals with the county Since September 2025, Ohio requires every residential rental owner to file owner and contact details with the county auditor and update them within 60 days of a change. Ohio law → First-time buyers Ohio Housing Finance Agency OHFA's Your Choice! down payment assistance gives 3% (conventional) or 3.5% (FHA, VA, USDA) as a 0% second mortgage, plus a lower rate for Ohio Heroes and help for recent graduates. Income limits apply. OHFA programs → Investors Rental property in Akron A DSCR loan qualifies on the property's rent rather than your personal income, which suits investors who own several properties or live outside Akron. How DSCR works →

About Akron

Living and buying in Akron

Akron is home to Goodyear's headquarters, Akron Children's Hospital, Summa Health and the University of Akron.

Buyers look at older homes in Highland Square and Firestone Park, and suburbs such as Cuyahoga Falls, Stow, Fairlawn and Hudson.

Neighborhoods

Where buyers look

Highland Square
Firestone Park
Ellet
Merriman Valley
Cuyahoga Falls
Stow
Fairlawn
Hudson

Schools: Akron Public Schools. Check the district for any specific address before you buy.

Loans in Akron

Loan programs

Most common Conventional Fannie Mae and Freddie Mac loans for primary homes, second homes and investment property. Conventional loans → Flexible credit FHA Low down payment for a Akron home you'll live in, with local down payment help. FHA in Akron → Veterans VA For eligible veterans, service members and surviving spouses. VA loans → Higher prices Jumbo Loan amounts above the conforming limit. Jumbo loans → Investors DSCR Buy or refinance a Akron rental on the property's rental income. DSCR in Akron → Self-employed Bank statement For self-employed borrowers whose tax returns understate their income. Bank statement loans → Home equity HELOC and cash-out Borrow against your home's equity with a line of credit or a cash-out refinance. Compare options →

Not every lender offers every program in every state, and all loans are subject to credit approval and program guidelines. Nick compares 100+ wholesale lenders through C2 Financial Corporation to find the programs that fit your scenario.

Questions

Akron mortgage FAQ

What is the 2026 FHA loan limit in Akron?: $541,287 for a one-unit home in Summit County, the national FHA floor.
Is there down payment assistance in Akron?: Yes. Akron Dreams offers up to $7,500 to first-time buyers in the city, and OHFA's statewide programs give 3% to 3.5% of the price.
What is Akron's city income tax?: 2.5% of earned income.
Is Nick Grisanti licensed to lend in Akron?: Yes. Nick is licensed as a Mortgage Loan Originator in Ohio (OH #MLO-OH.2719729), and loans are originated through C2 Financial Corporation, NMLS #135622.